VERIRL
This website uses cookies. We use cookies to personalise content and ads, to provide social media features and to analyse our traffic. You consent to our cookies if you continue to use our website.
Cookies are small text files that can be used by websites to make a user’s experience more efficient.
The law states that we can store cookies on your device if they are strictly necessary for the operation of this site. For all other types of cookies we need your permission.
This site uses different types of cookies. Some cookies are placed by third party services that appear on our pages.
Learn more about who we are, how you can contact us and how we process personal data in our Privacy Policy.
Your consent applies to the following domains: www.insurance-guru.info
Cookie declaration last updated on 18/05/2018:
Cookie Necessary (3)
Necessary cookies help make a website usable by enabling basic functions like page navigation and access to secure areas of the website. The website cannot function properly without these cookies.
| Name | Provider | Purpose | Expiry | Type |
|---|---|---|---|---|
| __cfduid | insurance-guru.info | Used by the content network, Cloudflare, to identify trusted web traffic. | 1 year | HTTP Cookie |
| CookieConsent | insurance-guru.info | Stores the user’s cookie consent state for the current domain | 1 year | HTTP Cookie |
| PHPSESSID | insurance-guru.info | Preserves user session state across page requests. | Session | HTTP Cookie |
Cookie Statistics (6)
Statistic cookies help website owners to understand how visitors interact with websites by collecting and reporting information anonymously.
| Name | Provider | Purpose | Expiry | Type |
|---|---|---|---|---|
| _at.hist.# | insurance-guru.info | Used by the social sharing platform AddThis to store the user’s usage history of the AddThis sharing widget | Persistent | HTML Local Storage |
| _ga | insurance-guru.info | Registers a unique ID that is used to generate statistical data on how the visitor uses the website. | 2 years | HTTP Cookie |
| _gat | insurance-guru.info | Used by Google Analytics to throttle request rate | Session | HTTP Cookie |
| _gid | insurance-guru.info | Registers a unique ID that is used to generate statistical data on how the visitor uses the website. | Session | HTTP Cookie |
| _pinterest_cm | pinterest.com | Used by Pinterest to track the usage of services. | 1 year | HTTP Cookie |
| d | quantserve.com | Collects anonymous data on the user’s visits to the website, such as the number of visits, average time spent on the website and what pages have been loaded with the purpose of generating reports for optimising the website content. | 3 months | HTTP Cookie |
Cookie Marketing (60)
Marketing cookies are used to track visitors across websites. The intention is to display ads that are relevant and engaging for the individual user and thereby more valuable for publishers and third party advertisers.
| Name | Provider | Purpose | Expiry | Type |
|---|---|---|---|---|
| __atuvc | insurance-guru.info | Updates the counter of a website’s social sharing features. | 13 months | HTTP Cookie |
| __atuvs | insurance-guru.info | Ensures that the updated counter is displayed to the user if a page is shared with the social sharing service, AddThis. | Session | HTTP Cookie |
| _at.cww | insurance-guru.info | Used by the social sharing platform AddThis | Persistent | HTML Local Storage |
| a | afy11.net | Registers a unique ID that identifies a returning user’s device. The ID is used for targeted ads. | 2 years | HTTP Cookie |
| ab | agkn.com | Unclassified | 1 year | HTTP Cookie |
| ads/ga-audiences | google.com | Used by Google AdWords to re-engage visitors that are likely to convert to customers based on the visitor’s online behaviour across websites. | Session | Pixel Tracker |
| at-lojson-cache-# | insurance-guru.info | Used by the social sharing platform AddThis | Persistent | HTML Local Storage |
| at-rand | insurance-guru.info | Used by the social sharing platform AddThis | Persistent | HTML Local Storage |
| bt2 | addthis.com | Used by the social sharing platform AddThis to keep a record of parts of the site that has been visited in order to recommend other parts of the site | 255 days | HTTP Cookie |
| c [x2] | bidswitch.net rubiconproject.com | Regulates synchronisation of user identification and exchange of user data between various ad services. | 1 year | HTTP Cookie |
| ck1 | rlcdn.com | Collects anonymous data related to the user’s visits to the website, such as the number of visits, average time spent on the website and what pages have been loaded, with the purpose of displaying targeted ads. | 179 days | HTTP Cookie |
| CMDD | casalemedia.com | Collects anonymous data related to the user’s visits to the website, such as the number of visits, average time spent on the website and what pages have been loaded, with the purpose of displaying targeted ads. | Session | HTTP Cookie |
| CMID | casalemedia.com | Collects anonymous data related to the user’s visits to the website, such as the number of visits, average time spent on the website and what pages have been loaded, with the purpose of displaying targeted ads. | 1 year | HTTP Cookie |
| CMPRO | casalemedia.com | Unclassified | 3 months | HTTP Cookie |
| CMPS | casalemedia.com | Collects anonymous data related to the user’s visits to the website, such as the number of visits, average time spent on the website and what pages have been loaded, with the purpose of displaying targeted ads. | 3 months | HTTP Cookie |
| CMSC | casalemedia.com | Collects anonymous data related to the user’s visits to the website, such as the number of visits, average time spent on the website and what pages have been loaded, with the purpose of displaying targeted ads. | Session | HTTP Cookie |
| CMST | casalemedia.com | Collects anonymous data related to the user’s visits to the website, such as the number of visits, average time spent on the website and what pages have been loaded, with the purpose of displaying targeted ads. | Session | HTTP Cookie |
| di2 | addthis.com | Unclassified | 1 year | HTTP Cookie |
| dpixel | quantserve.com | Unclassified | Session | Pixel Tracker |
| drtn# | rlcdn.com | Collects anonymous data related to the user’s visits to the website, such as the number of visits, average time spent on the website and what pages have been loaded, with the purpose of displaying targeted ads. | 179 days | HTTP Cookie |
| DSID | doubleclick.net | Used by Google DoubleClick for re-targeting, optimisation, reporting and attribution of online adverts. | Session | HTTP Cookie |
| dtm_test | dotomi.com | Via a unique ID that is used for semantic content analysis, the user’s navigation on the website is registered and linked to offline data from surveys and similar registrations to display targeted ads. | Session | HTTP Cookie |
| everest_g_v2 | everesttech.net | Used for targeted ads and to document efficacy of each individual ad. | 694 days | HTTP Cookie |
| everest_session_v2 | everesttech.net | Used for targeted ads and to document efficacy of each individual ad. | Session | HTTP Cookie |
| gglck | everesttech.net | Used for targeted ads and to document efficacy of each individual ad. | 29 days | HTTP Cookie |
| GPS | youtube.com | Registers a unique ID on mobile devices to enable tracking based on geographical GPS location. | Session | HTTP Cookie |
| i | openx.net | Registers anonymised user data, such as IP address, geographical location, visited websites, and what ads the user has clicked, with the purpose of optimising ad display based on the user’s movement on websites that use the same ad network. | 1 year | HTTP Cookie |
| id [x2] | mookie1.com mookie1.cn | Registers a unique ID that identifies a returning user’s device. The ID is used for targeted ads. | 1 year | HTTP Cookie |
| IDE | doubleclick.net | Used by Google DoubleClick to register and report the website user’s actions after viewing or clicking one of the advertiser’s ads with the purpose of measuring the efficacy of an ad and to present targeted ads to the user. | 1 year | HTTP Cookie |
| impression.php/# | facebook.com | Used by Facebook to register impressions on pages with the Facebook login button. | Session | Pixel Tracker |
| khaos | rubiconproject.com | Registers anonymised user data, such as IP address, geographical location, visited websites, and what ads the user has clicked, with the purpose of optimising ad display based on the user’s movement on websites that use the same ad network. | 1 year | HTTP Cookie |
| loc | addthis.com | Geolocation, which is used to help providers determine how users who share information with each other are geographically located (state level). | 13 months | HTTP Cookie |
| mc | quantserve.com | Collects data on the user’s visits to the website, such as what pages have been loaded. The registered data is used for targeted ads. | 13 months | HTTP Cookie |
| mdata [x2] | mookie1.com mookie1.cn | Registers a unique ID that identifies a returning user’s device. The ID is used for targeted ads. | 1 year | HTTP Cookie |
| NID | google.com | Registers a unique ID that identifies a returning user’s device. The ID is used for targeted ads. | 6 months | HTTP Cookie |
| ouid | addthis.com | Unclassified | 1 year | HTTP Cookie |
| pcs/activeview | googlesyndication.com | Unclassified | Session | Pixel Tracker |
| pd | openx.net | Unclassified | 14 days | HTTP Cookie |
| PREF | youtube.com | Registers a unique ID that is used by Google to keep statistics of how the visitor uses YouTube videos across different websites. | 8 months | HTTP Cookie |
| rlas3 | rlcdn.com | Collects anonymous data related to the user’s visits to the website, such as the number of visits, average time spent on the website and what pages have been loaded, with the purpose of displaying targeted ads. | 179 days | HTTP Cookie |
| rtn1-z | rlcdn.com | Unclassified | 179 days | HTTP Cookie |
| s | afy11.net | Registers a unique ID that identifies a returning user’s device. The ID is used for targeted ads. | 2 years | HTTP Cookie |
| TDCPM | adsrvr.org | Registers a unique ID that identifies a returning user’s device. The ID is used for targeted ads. | 1 year | HTTP Cookie |
| TDID | adsrvr.org | Registers a unique ID that identifies a returning user’s device. The ID is used for targeted ads. | 1 year | HTTP Cookie |
| test_cookie | doubleclick.net | Used to check if the user’s browser supports cookies. | Session | HTTP Cookie |
| tuuid | bidswitch.net | Registers whether or not the user has consented to the use of cookies. | 1 year | HTTP Cookie |
| tuuid_lu | bidswitch.net | Unclassified | 1 year | HTTP Cookie |
| u | agkn.com | Collects data on user visits to the website, such as what pages have been accessed. The registered data is used to categorise the user’s interest and demographic profiles in terms of resales for targeted marketing. | 1 year | HTTP Cookie |
| uid [x2] | addthis.com turn.com | Creates a unique, machine-generated user ID. AddThis, which is owned by Clearspring Technologies, uses the user ID to make it possible for the user to share content across social networks and provide detailed statistics to various providers. | 1 year | HTTP Cookie |
| uuid | mathtag.com | Collects data on the user’s visits to the website, such as what pages have been loaded. The registered data is used for targeted ads. | 1 year | HTTP Cookie |
| uuidc | mathtag.com | Collects data on the user’s visits to the website, such as what pages have been loaded. The registered data is used for targeted ads. | 1 year | HTTP Cookie |
| uvc | addthis.com | Detects how often the social sharing service, AddThis, encounters the same user. | 13 months | HTTP Cookie |
| vc | addthis.com | Used by the social sharing platform AddThis | 1 year | HTTP Cookie |
| VISITOR_INFO1_LIVE | youtube.com | Tries to estimate the users’ bandwidth on pages with integrated YouTube videos. | 179 days | HTTP Cookie |
| xtc | addthis.com | Registers the user’s sharing of content via social media. | 13 months | HTTP Cookie |
| YSC | youtube.com | Registers a unique ID to keep statistics of what videos from YouTube the user has seen. | Session | HTTP Cookie |
Cookie Unclassified (9)
Unclassified cookies are cookies that we are in the process of classifying, together with the providers of individual cookies.
| Name | Provider | Purpose | Expiry | Type |
|---|---|---|---|---|
| b30msc | beacon.walmart.com | Unclassified | Session | HTTP Cookie |
| bsc | beacon.walmart.com | Unclassified | Session | HTTP Cookie |
| btc | beacon.walmart.com | Unclassified | 10 years | HTTP Cookie |
| clusterBAK | insurance-guru.info | Unclassified | Session | HTTP Cookie |
| clusterD | insurance-guru.info | Unclassified | Session | HTTP Cookie |
| dp | a3cloud.net | Unclassified | 179 days | HTTP Cookie |
| google_experiment_mod | insurance-guru.info | Unclassified | Persistent | HTML Local Storage |
| google_pub_config | insurance-guru.info | Unclassified | Persistent | HTML Local Storage |
| History.store | insurance-guru.info | Unclassified | Session | HTML Local Storage |
We use cookies to improve the performance of the website and your experience as a user.
What are cookies?
Cookies are small text files that a site places in a user’s computer or mobile device, in the browser, when the site is visited. Cookies help the site recognize the user on a future visit. We use the term cookies in this policy to refer to all files that collect information in this manner.
The cookies we use are not to collect data that could then be used to identify or contact the user, such as name, email address, personal or professional addresses or phone details.
Cookies collect generic information namely about how the user arrived at the website or from which part of the country they access it from etc.
Cookies only collect information about user preferences.
At any time the user may choose to be notified of the use of cookies and block access to his or her system completely.
What are cookies for?
Cookies are used to determine the website’s usefulness, interest and number of users, enabling a faster navigation experience and eliminate the need to repeatedly introduce the same information.
What kind of cookies do we use?
Our cookies have various functions:
Essential cookies – Some cookies are key to access specific areas of our website, allowing navigation around the site and its various applications, such as accessing secure areas through the login page.
Analytical cookies – We use these cookies to analyze how the site is being used and to monitor its performance, allowing us to provide a better experience by personalizing our offer and quickly identifying and correcting areas that might be having problems. As an example, we use performance cookies to assess which are the most popular pages, which is the most effective way to connect between pages or to understand why some sites are generating error messages. Based on the usage patterns of the site, cookies can also highlight articles or services on the site that we believe might be of interest to the user. These cookies are exclusively for preparation and analysis of statistical data, and never collect personal information.
Feature cookies – We use feature cookies to remember user preferences. For example, cookies avoid having to write the user’s name every time the website is accessed. We also use feature cookies to supply the user with advanced features such as the ability to comment an article. In summary, feature cookies record user preferences for the website in order to avoid having to reconfigure the site on every visit.
The cookies used may be:
Permanent cookies – They are stored in the internet browser in the device (pc, mobile phone, tablet) being used to access the website and are activated every time the website is visited. They are used to tailor navigation to the user’s interests allowing for a more personalized experience.
Session cookies – They are temporary and only remain in the device’s internet browser for the duration of the session on the website. Information collected helps to identify problems and provide a better navigation experience. Once authorization has been given for the website to use cookies, the user can always block all or some of our cookies. All browsers allow users to accept, refuse or delete cookies, by selecting the appropriate settings in their browser. Cookies can be configured in the “options” or “settings” menu of the browser. It must be noted however that by deactivating cookies, some web services will not perform correctly and can cause partial or complete failure of the website’s navigation capabilities.
We advise that by blocking cookies some parts of our site may not function correctly.
More information about cookies may be found on: www.allaboutcookies.org